Effect Analysis of CAR, BOPO, NPL, ROA, and Total Assets on LDR at Bank DKI (Period of 2014 – 2018)

Managing liquidity at a bank as an intermediary institution, is very important. Liquidity itself considered reflection of the trust customers or investors to bank. By knowing factors that affect liquidity, banks are able manage better. This study aims analyze variables which proxied by Loan Deposit Ratio (LDR) Bank DKI. The independent used Capi-tal Adequacy (CAR), Operating Expenses on Income (BOPO), Non Performing Loans (NPL), Return On Assets (ROA), and Total Assets. data was obtained from secondary fi-nancial statements issued DKI in period January 2014 December 2018. sampling tech-nique purposive sampling. hypothesis this based previous research various oth-er supporting theories then analyzed using multiple linear regression analysis with Eviews 9. results indicate CAR NPL have positive effect LDR, negative-ly ROA has no LDR while BOPO cannot be because multicollinearity.